Credit report cheat card

Below are some of the terms, acronyms and abbreviations you may see on a credit report.

AUTO: Auto Loan

COLL: Collection Account

EDU: Education Loan

INST: Installment Loan

MTG: Mortgage Loan

REV: Revolving Line of Credit

A: Authorized user

C: Joint account

I: Individual account

J: Joint account

M: Owner of a cosigned

account aka the maker

S: Co-signer of an account

T: Terminated account

U: Undesignated

X: Deceased

0: Unrated

1: Current account

2: 30 days late

3: 60 days late

4: 90 days late

5: 120+ days late

7: Bankruptcy

8: Repossession or foreclosure

9: Collection, charge-off or profit and loss

CREDIT REPORT CHEAT CARD