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HOW TO LIFT OR REMOVE A CREDIT FREEZE
A credit freeze restricts access to your credit report, making it so you and others cannot open a new credit account while it's in place. To apply for new credit you will need to temporarily or permanently lift the freeze for a lender to access your credit report.
HOW LONG DOES IT TAKE BEFORE A FREEZE IS LIFTED?
If completed online or by phone, the freeze is typically lifted within the hour by the credit bureau or bureaus it was placed on.
Online:
https://www.experian.com/freeze/center.html
By Phone: (888) 397-3742
Tips to be Successful
Know which bureau or bureaus are frozen and have your social security number ready.
Online:
https://www.equifax.com/personal/credit
report-services/credit-freeze/
By Phone: (888) 298-0045
Online:
https://www.transunion.com/creditfreeze
By Phone: (888) 909-8872
Have your cellphone with you, they may text you a pin code to verify your identity.
Request the freeze to be permanently lifted or be lifted for a minimum of 72 hours.
Once you receive confirmation that the freeze has been lifted, contact your loan officer to let them know!
Call (800) 327-3348 to Speak With a Credit Expert!
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